Thread: Auto insurance rates

It's time for me to get insurance again and this time I chose Allstate Auto Insurance. I was quoted 640.40/ 6 months. I'll be turning 21 soon, but my rates are still high for someone with a clean record. Which insurance provider do you guys have, level of coverage, any points on your record, how much do you pay, and do you recommend your provider? I use to have esurance. They're so much easier to deal with since I don't have to have my vehicle inspected or submit signed documents; however, I do get more coverage for the money with Allstate.

State Farm Insurance. 330 a month. Top that.

Ouch! Do you have full coverage? I don't have collision coverage, but I'm going to add it when the documents are processed.

640/6 months is around what I pay for State Farm, but I've been through a few different providers and the cost has always been about the same. Full coverage, clean record, 500 deductible. Can't say that I'd recommend any of them, as I haven't needed them at all. FWIW, I also can't say that I could've gotten a rate as low as yours when I was your age.

EDIT: Whoops, also just saw you don't have collision. Eh, well here's another data point for you.

EDIT Again :roll: : Cars insured were a 96 GST in LA for 4 years, and a 99 GSX for a half year in LA and a half year in Sac.

I have Full Coverage. 0 points on record. 0 Tickets. Good Student Discount. 330 a month lol

Yea, I have to negotiate with my agent after the documents are processed to see how much extra it'll be for collision coverage. She did say that I can get the other option for collision where it covers my car up to 3,500 damage for less than a dollar a month. The only reason I wish I could be older is so my rates would lower...haha. Oh, I also messed around with the quote to see how much a female would pay if she owned the same car and it was signifcantly less.

$120/month on the black car.
full coverage
comprehenisive & collision ($1000 deduct)
towing
blah blah

Progressive Ins.

$28 a month, 22 years old, 0 points on record.












liability only.....

i pay 1100per year(9mo. payment 100+ a mo.) for two cars... full coverage 500 deductable...towing paid 25per day..caim for dead car or accident...1 toyota van and my 2g gsx.... three ticket... one accident not my fault.. when you first get in this company... you have to have no more then 1 ticket and no accident... insured from WAWANESA... they only have one office in san diego.... it is a very big auto insu. company in canada... they work your deposite in your first three payment... you pay for 9mo... and for 3mo... no payment... no car inspection, no photo... eveything over the phone... they are a great compay.... i recomended to eveyone...